Make spending something that you look forward to
With Kasasa Cash Back® every swipe of your debit card counts!
Benefits You'll Love
- Earn 5.00% cash back on debit card purchases^
- Enjoy the freedom of purchasing with no category restrictions
- Get refunds on ATM withdrawal fees
- Supercharge your savings with the benefits of Kasasa Saver®
- Free checking that pays you back
- 5.00% cash back on debit card purchases^
- No category restrictions on purchases
- Cash back earned on up to $200 in purchases monthly
- Earn up to $120 cash back per year, $10 per month
- Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)^
- Link to free Kasasa Saver® to build savings automatically
- No monthly service fee
- No minimum balance to earn rewards
- Free digital banking services, including:
- Free online banking & bill pay
- Free mobile banking with mobile deposit
- Free eStatements
- Free Visa® debit card
- $50 minimum deposit to open
It’s so easy to earn your rewards!
- Be enrolled and receive your monthly account statement electronically
- At least 1 direct deposit or ACH payment
- At least 12 debit card purchases
And if you don't meet these qualifications, your account is still free. Plus, you'll still earn our base interest rate. And you can get right back to earning your full rewards the very next cycle that you qualify.
^Qualification Information:
To earn your rewards, the following enrollments must be in place and all transactions and activities must post and settle to your Kasasa Cash Back account during each Monthly Qualification Cycle:
- At least 1 direct deposit, ACH credit, or ACH payment transaction(s)
- At least 12 debit card purchases
- Be enrolled in and receive e-statements rather than paper statements
Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards.
"Monthly Qualification Cycle" means a period beginning one (1) banking day prior to the first day of the current statement cycle through one (1) banking day prior to the last business day of the current statement cycle. Visit our website at www.bankoftescott.com or contact us at 785-825-1621 and ask one of our branch service representatives for specific Monthly Qualification Cycle dates.
Reward Information:
- Kasasa Cash Back: you will receive 5.00% cash back on up to a total of $200 debit card purchases that post and settle to the account during that cycle period. A maximum of $10 cash back payments may be earned per Monthly Qualification Cycle.
- Kasasa Saver: the entire daily balance in your Kasasa Saver account earn an interest rate of 1.9819% resulting in an APY of 2.00%.
When your Kasasa Cash Back account qualifications are not met, no cash back payments are made.
Cash back payments will be credited to the appropriate account on the first processing/business day of the following statement cycle.
Rates, rewards, and bonuses, if any, are variable and may change after account is opened; rates may change without notice to you. No minimum balance is required to earn or receive the account's rewards. Rewards less than a penny cannot be distributed.
Additional Information:
Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply.
$50 minimum deposit is required to open the account.
There are no recurring monthly maintenance charges or fees to open or close this account.
Advertised information and rewards are based on all account qualifications being met during each cycle period.
Limit of 1 account(s) per social security number.
Contact one of our bank service representatives for additional information, account details, restrictions, reward calculations, processing limitations, cycle dates and enrollment instructions.
Member FDIC.
Trademarks:
Kasasa and Kasasa Cash Back are trademarks of Kasasa, Ltd., registered in the U.S.A.
Use this calculator to determine your projected earnings from our Kasasa Cash account. Move the sliders or type in the numbers to see your potential rewards.
- Estimated Annual Rewards $0
- Estimated monthly interest earned* $0
- Monthly ATM fees refunded**$0
This calculator compares the costs of buying or leasing a vehicle. There are three sections to complete, and you can adjust and experiment with different scenarios.
- Net cost of buying $0
- Net cost of leasing $0
A fixed-rate, fixed-term CD can earn higher returns than a standard savings account. Use this calculator to get an estimate of your earnings. Move the sliders or type in numbers to get started.
- Total value at maturity $0
- Total interest earned $0
- Annual Percentage Yield (APY)0.000%
Whether it's a down payment, college, a dream vacation...a savings plan can help you reach your goal. Use the sliders to experiment based on length of time and amount per month.
- Monthly deposit needed to reach goal $0
This calculator can help you get a general idea of monthly payments to expect for a simple loan. Move the sliders or type in numbers to get started.
- Estimated monthly payment $0
- Total paid $0
- Total interest paid $0
Certificates of Deposit (CDs) ($0 - $9,999.99)
| Term | Interest Rate | APY |
|---|---|---|
| 3 Month | 0.31% | 0.31% |
| 6 Month | 3.36% | 3.40% |
| 9 Month | 3.65% | 3.70% |
| 12 Month | 3.65% | 3.70% |
| 15 Month | 3.455% | 3.50% |
| 18 Month | 3.455% | 3.50% |
| 19 Month | 3.45% | 3.50% |
| 24 Month | 3.55% | 3.60% |
| 30 Month | 3.55% | 3.60% |
| 36 Month | 3.55% | 3.60% |
| 42 Month | 3.55% | 3.60% |
| 48 Month | 3.55% | 3.60% |
| 60 Month | 3.55% | 3.60% |
Interest compounds semi-annually; automatically renews.
$1,000.00 Minimum Opening Balance on all CDs.
IRA rates are the same as rates paid on CDs over $10,000.00.
Substantial Penalty for Early Withdrawal.
ACCOUNTS INSURED BY THE FDIC.
Notice to Consumers: Contact bank employees for more information.
Certificates of Deposit (CDs) ($10,000+)
| Term | Interest Rate | APY |
|---|---|---|
| 3 Month | 0.66% | 0.66% |
| 6 Month | 3.70% | 3.75% |
| 9 Month | 3.99% | 4.05% |
| 12 Month | 3.99% | 4.05% |
| 15 Month | 3.80% | 3.85% |
| 18 Month | 3.80% | 3.85% |
| 19 Month | 3.795% | 3.85% |
| 24 Month | 3.89% | 3.95% |
| 30 Month | 3.89% | 3.95% |
| 36 Month | 3.89% | 3.95% |
| 42 Month | 3.89% | 3.95% |
| 48 Month | 3.89% | 3.95% |
| 60 Month | 3.89% | 3.95% |
Interest compounds semi-annually; automatically renews.
$1,000.00 Minimum Opening Balance on all CDs.
IRA rates are the same as rates paid on CDs over $10,000.00.
Substantial Penalty for Early Withdrawal.
ACCOUNTS INSURED BY THE FDIC.
Notice to Consumers: Contact bank employees for more information.
Children Savings
| Interest Rate | APY | Compounded |
|---|---|---|
| 0.10% | 0.10% | Daily |
Minimum to avoid service charge is $5.00.
Club 50 Account
| Interest Rate | APY | Compounded |
|---|---|---|
| 0.10% | 0.10% | Monthly |
To qualify you must be 50 or over and have $5,000 in deposits. Initial minimum deposit required is $100.00
Executive Money Market
| Balance | Interest Rate | APY |
|---|---|---|
| $9,999.99 OR LESS | 0.32% | 0.32% |
| $10,000 - $49,999.99 | 0.47% | 0.47% |
| $50,000 - $99,999.99 | 0.64% | 0.64% |
| $100,000 - $149,999.99 | 0.72% | 0.72% |
| $150,000 - $199,999.99 | 0.80% | 0.80% |
| $200,000 - $499,999.99 | 0.96% | 0.96% |
| $500,000 AND OVER | 1.12% | 1.13% |
Free Kasasa Cash Back*
| Cash Back Rate | Purchase Limit | Max Reward |
|---|---|---|
| 5.00% | $200 | $10/month |
eStatements, via Online Banking, are required to open and maintain the account.
Qualifications
It's so easy to qualify, you're probably already doing it! Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash Back account during each Monthly Qualification Cycle:
- At least 1 direct deposit or ACH payment
- At least 12 debit card purchases
Even if you don't meet your qualifications during the cycle, your Kasasa Cash Back account is still free. Plus, you'll still earn our base interest rate. And you can get right back to earning your full rewards the very next month!
Free Kasasa Cash*
| Tier | Interest Rate | APY |
|---|---|---|
| 0 - $50,000 | 4.8889% | 5.00% |
| $50,000+ | 0.50% | 5.00% to 2.00% |
| Qualifications not met | 0.05% | 0.05% |
eStatements, via Online Banking, are required to open and maintain the account.
Qualifications
It's so easy to qualify, you're probably already doing it! Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash account during each Monthly Qualification Cycle:
- At least 1 direct deposit or ACH payment
- At least 25 debit card purchases
Even if you don't meet your qualifications during the cycle, your Kasasa Cash account is still free. Plus, you'll still earn our base interest rate. And you can get right back to earning your full rewards the very next month!
Free Kasasa Saver*
| Tier | Interest Rate | APY |
|---|---|---|
| All Amounts (no cap) | 1.98% | 2.00% |
| Qualifications not met | 0.05% | 0.05% |
eStatements, via Online Banking, are required to open and maintain the account.
Qualifications
Qualifying for Kasasa Cash or Kasasa Cash Back® rewards automatically qualifies you for the highest Kasasa Saver rate too. Simply do the following activities and transactions in your Kasasa Cash or Kasasa Cash Back account each monthly qualification cycle:
Kasasa Cash
- Be enrolled and receive your monthly account statement electronically
- At least 1 direct deposit or ACH payment
- At least 25 debit card purchases
Kasasa Cash Back:
- Be enrolled and receive your monthly account statement electronically
- At least 1 direct deposit or ACH payment
- At least 12 debit card purchases
Even if you don't meet your qualifications during the cycle, your Kasasa® accounts are still free. Plus, you'll still earn our base interest rate on Kasasa Saver. And you can get right back to earning your full rewards the very next month!
Legacy Money Market
| Balance | Interest Rate | APY |
|---|---|---|
| $9,999.99 OR LESS | 0.32% | 0.32% |
| $10,000 - $49,999.99 | 0.47% | 0.47% |
| $50,000 - $99,999.99 | 0.64% | 0.64% |
| $100,000 - $149,999.99 | 0.72% | 0.72% |
| $150,000 - $199,999.99 | 0.80% | 0.80% |
| $200,000 - $499,999.99 | 0.96% | 0.96% |
| $500,000 AND OVER | 1.12% | 1.13% |
Money Market
| Balance | Interest Rate | APY |
|---|---|---|
| $0 - $3,999.99 | 0.10% | 0.10% |
| $4,000+ | 0.17% | 0.17% |
Minimum to avoid Service Charge: $500.00.
NOW Checking
| Interest Rate | APY | Compounded |
|---|---|---|
| 0.10% | 0.10% | Monthly |
Minimum to avoid service charge is $500.00.
Statement Savings
| Interest Rate | APY | Compounded |
|---|---|---|
| 0.10% | 0.10% | Daily |
Initial minimum deposit required is $50.00
Traditions High Yield Business Savings
| Balance | Rate | APY |
|---|---|---|
| $4,999.99 or less | .50% | .50% |
| $5,000.00 or more | 3.78% | 3.85% |
Minimum balance to open: $100.00.
Interest compounded and credited monthly.
eStatements are required.
Traditions High Yield Savings
| Balance | Interest Rate | APY |
|---|---|---|
| $4,999.99 or less | .50% | .50% |
| $5,000.00 or more | 3.78% | 3.85% |
Minimum balance to open: $100.00.
Interest compounded and credited monthly.
e-Statements are required.