Account plus identity protection from all angles equals Kasasa Protect

Enjoy the peace of mind of 24/7 credit monitoring and get immediate alerts of suspicious activity.

Benefits You'll Love

  • Receive immediate alerts of fraudulent activity
  • Get identity protection and restoration 
  • Access a full suite of protection services
  • No contract or commitment necessary

Optional Add On Service:

The Bank of Tescott offers Kasasa Protect, an optional Identity Fraud Protection And Restoration Service that includes identity theft, fraud protection and breach resolution through a separate, third party that can be added to your Kasasa Cash®, Cash Back®,  or any other Deposit  account this The Bank of Tescott.  This add-on service (a) requires your explicit authorization to add these Identity Fraud Protection Services (‘opt-in”), (b) charges a separate monthly fee and (c) can be cancelled at any time.

Kasasa Protect: Identity Fraud Protection and Restoration Services:

“Kasasa Protect: Identity Fraud Protection and Restoration Services” collectively includes the following comprehensive services (collectively “Services”):

1) Credit Services: (a) Reports: an annual credit report from Experian; (b) Scores: a monthly credit score from Experian; and (c) Plotter: a visual twelve (12)-month history of the consumer’s monthly credit scores from Experian.

2) Monitoring Services: (a) Public Records:  Monitors name, address & Social Security Number (SSN) across public records; (b) Dark Web Monitoring: monitors across social networks, chat rooms & black market web sites for personally identifiable information including social security numbers; phone numbers; email addresses; bank account and routing numbers; credit and debit cards; and medical identification numbers; (c) Credit Bureau: monitors for and will provide an email if credit inquiries, new lines of credit, derogatory credit, name changes or changes in address are detected in the consumer’s Experian credit file; Credit monitoring occurs only on the credit file associated with the purchasing consumer, and does not monitor, compare or cross reference the credit file associated with the purchasing consumer to any other credit files maintained by the applicable credit bureaus.

3) Resolution Services: (a) Recovery Services: a professional Identity Recovery Specialist will assist the consumer identify, dispute, expunge any fraudulent activities and (b) Lost Wallet Services:  Cancellation & replacement assistance for lost or stolen credit cards and personal documents lost due to loss or identity theft.

Terms & Conditions:

Kasasa Protect services are provided by CSID, a part of Experian Information Solutions, Inc. (“Experian”). There are two (2) Kasasa Protect terms and conditions, one governing the program’s Services and the other governing the program’s online portal, which you must agreed to: (1) Services: Terms & conditions can be retrieved at a Bank of Tescott  branch location. (2) Portal: Terms & conditions can be retrieved online by using the following link: https://secure.kasasaprotect.com. (“Portal”) Fees: Kasasa Protect services are provided for a monthly fee of $13.00, or $8.00 if you are a Kasasa accountholder. Kasasa Protect is available to a secondary accountholder listed on a joint account for an additional monthly fee of $5.00.  Fee(s) will be automatically debited from your account on the third (3rd) of each month. Fee(s) begin on the third (3rd) of the month following your enrollment date and will end one (1) day after The Bank of Tescott has processed your cancellation request.

Changes & Modifications: Kasasa Protect’s Services, fees, and providers are variable and may change with proper notification from our [bank/credit union] or Kasasa, Ltd. Changes in terms, conditions, services, fees and / or providers, if any, will be posted on the Kasasa Protect site located at https://secure.kasasaprotect.com. We encourage you to refer to this site on a regular basis for Services information.

Requirements: To utilize Kasasa Protect you must: (1) be eighteen (18) years of age or older, (2) be a resident of the United States or any of its territories, and (3) register and maintain your unique email address (joint accountholders must each provide unique email addresses for this service) via the Kasasa Protect online portal. Enrollment: To receive Kasasa Protect’s Services, you must (1) agree to the Kasasa Protect Services’ Terms & Conditions and (2) establish the Services’ monthly billing and (3) provide an accurate email address. Upon completing these three activities you will be enrolled in the program. (“Enrollment”).  The date upon which these activities are completed will be your enrollment date (“Enrollment Date”).

Verification: Within one (1) business day after Enrollment, Kasasa Protect will provide you with an email that includes a link to https://secure.kasasaprotect.com and your subscriber number. After entering your subscriber number, you must verify your personal information. You agree to provide accurate, current and complete information about yourself. You agree to not misrepresent your identity.  You also agree to maintain and update this information, including your email address on a regular basis to ensure its accuracy. Failure to provide and maintain accurate and complete information may prohibit your use of the Services or result in errors in information generated. (“Verification”). Portal Alerts & Notifications:
Upon verifying your personal information and agreeing to the terms and conditions associated with the Kasasa Protect portal, you will be able to receive alerts and notifications through the portal. Email notifications will be sent to the email address you maintain at https://secure.kasasaprotect.com. You understand, acknowledge, and agree that in order to receive the full complement of Services, including receiving Services’ alerts and notifications via the Kasasa Protect portal, you must first verify your identity and register and maintain your email address at: https://secure.kasasaprotect.com.

Availability of Services: All items under these three (3) comprehensive services are available to you as identified below.

    • Credit Services: After verification, you will be able to view all items listed under Credit Services, including credit information and alert details via the portal.
    • Monitoring Services: All items listed under Monitoring Services will begin upon Enrollment. Viewing of Monitoring Services alerts is available upon Verification.
    • Restoration Services: All items under Resolution Services are available upon Enrollment.

Cancellation: You may cancel your Services at any time by notifying your financial institution of your decision to cancel.  Written notices should be sent to The Bank of Tescott 600 S Santa Fe, Salina, Kansas 67401. Verbal requests should be directed to 785-825-1621. Cancellations may take one (1) or more business days to process. When cancelling, your then current month’s fee will not be reimbursed or prorated.  The Services’ monthly fee will not be charged for the following month after a cancellation request has been processed by your financial institution.

Closure of Checking Account: Should your checking account be closed by you or The Bank of Tescott  any add-on products / services associated with that account, including Kasasa Protect, will also be terminated at the same time. Your then current month’s account and/or Kasasa Protect fees will not be reimbursed or prorated. The monthly fee(s) will not be charged for the month following termination.

 Legal Notices:
(1) Federal Notice.  Even without our plan, you have the right to a free credit report from each of the three major credit bureaus through annualcreditreport.com or 877-322-8228, the only authorized source under federal law.

(2) The Bank of Tescott Notice. The Bank of Tescott shall not have any liability for the accuracy of the information contained in the credit reports provided through these Services including any liability for damages, direct or indirect, consequential or incidental. Kasasa Cash, Kasasa Cash Back, and Kasasa Protect are trademarks of Kasasa, Ltd., registered in the U.S.A. CSID and Experian are registered trademarks of Experian Information Solutions, Inc.

Kasasa Cash CalculatorDisclaimer

Use this calculator to determine your projected earnings from our Kasasa Cash account. Move the sliders or type in the numbers to see your potential rewards.

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  • Estimated monthly interest earned* $0
  • Monthly ATM fees refunded**$0
Buy vs. Lease CalculatorDisclaimer

This calculator compares the costs of buying or leasing a vehicle. There are three sections to complete, and you can adjust and experiment with different scenarios.

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CD CalculatorDisclaimer

A fixed-rate, fixed-term CD can earn higher returns than a standard savings account. Use this calculator to get an estimate of your earnings. Move the sliders or type in numbers to get started.

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  • Total interest earned $0
  • Annual Percentage Yield (APY)0.000%
Savings Goal CalculatorDisclaimer

Whether it's a down payment, college, a dream vacation...a savings plan can help you reach your goal. Use the sliders to experiment based on length of time and amount per month.

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Simple Loan CalculatorDisclaimer

This calculator can help you get a general idea of monthly payments to expect for a simple loan. Move the sliders or type in numbers to get started.

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  • Total paid $0
  • Total interest paid $0

Certificates of Deposit (CDs) ($0 - $9,999.99)

Term Interest Rate APY
3 Months 0.31% 0.31%
6 Months 2.05% 2.07%
6 Month Special 4.17% 4.24%
9 Months 2.59% 2.62%
9 Month Special 4.17% 4.24%
12 Months 3.13% 3.17%
12 Month Special 4.17% 4.24%
15 Months 3.13% 3.17%
15 Month Special 4.17% 4.24%
18 Months 3.13% 3.17%
19 Months 3.13% 3.17%
24 Months 1.73% 1.74%
30 Months 1.83% 1.84%
36 Months 1.83% 1.84%
42 Months 1.83% 1.84%
48 Months 2.04% 2.04%
60 Months 2.04% 2.04%

Interest compounds semi-annually; automatically renews.

$1,000.00 Minimum Opening Balance on all CDs.

IRA rates are the same as rates paid on CDs over $10,000.00.

Substantial Penalty for Early Withdrawal.

ACCOUNTS INSURED BY THE FDIC.

Notice to Consumers: Contact bank employees for more information.

Certificates of Deposit (CDs) ($10,000+)

Term Interest Rate APY
3 Months 0.66% 0.66%
6 Months 2.40% 2.42%
6 Month Special 4.51% 4.59%
9 Months 2.94% 2.97%
9 Month Special 4.51% 4.59%
12 Months 3.47% 3.52%
12 Month Special 4.51% 4.59%
15 Months 3.47% 3.52%
15 Month Special 4.51% 4.59%
18 Months 3.47% 3.52%
19 Months 3.47% 3.52%
24 Months 2.07% 2.09%
30 Months 2.17% 2.19%
36 Months 2.17% 2.19%
42 Months 2.17% 2.19%
48 Months 2.37% 2.39%
60 Months 2.37% 2.40%

Interest compounds semi-annually; automatically renews.

$1,000.00 Minimum Opening Balance on all CDs.

IRA rates are the same as rates paid on CDs over $10,000.00.

Substantial Penalty for Early Withdrawal.

ACCOUNTS INSURED BY THE FDIC.

Notice to Consumers: Contact bank employees for more information.

Children Savings

Interest Rate APY Compounded
0.10% 0.10% Daily

Minimum to avoid service charge is $5.00.

Club 50 Account

Interest Rate APY Compounded
0.10% 0.10% Monthly

To qualify you must be 50 or over and have $5,000 in deposits. Initial minimum deposit required is $100.00

Executive Money Market

Balance Interest Rate APY
$9,999.99 OR LESS 0.32% 0.32%
$10,000 - $49,999.99 0.47% 0.47%
$50,000 - $99,999.99 0.64% 0.64%
$100,000 - $149,999.99 0.72% 0.72%
$150,000 - $199,999.99 0.80% 0.80%
$200,000 - $499,999.99 0.96% 0.96%
$500,000 AND OVER 1.12% 1.13%

Free Kasasa Cash Back*

Cash Back Rate Purchase Limit Max Reward
5.00% $200 $10/month

eStatements, via Online Banking, are required to open and maintain the account.

Qualifications

It's so easy to qualify, you're probably already doing it! Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash Back account during each Monthly Qualification Cycle:

  • At least 1 direct deposit or ACH payment
  • At least 12 debit card purchases

Even if you don't meet your qualifications during the cycle, your Kasasa Cash Back account is still free. Plus, you'll still earn our base interest rate. And you can get right back to earning your full rewards the very next month!

Free Kasasa Cash*

Tier Interest Rate APY
0 - $50,000 5.84% 6.00%
$50,000+ 0.50% 6.00% to 2.33%
Qualifications not met 0.05% 0.05%

eStatements, via Online Banking, are required to open and maintain the account.

Qualifications

It's so easy to qualify, you're probably already doing it! Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash account during each Monthly Qualification Cycle:

  • At least 1 direct deposit or ACH payment
  • At least 25 debit card purchases

Even if you don't meet your qualifications during the cycle, your Kasasa Cash account is still free. Plus, you'll still earn our base interest rate. And you can get right back to earning your full rewards the very next month!

Free Kasasa Saver*

Tier Interest Rate APY
All Amounts (no cap) 1.98% 2.00%
Qualifications not met 0.05% 0.05%

eStatements, via Online Banking, are required to open and maintain the account.

Qualifications

Qualifying for Kasasa Cash or Kasasa Cash Back® rewards automatically qualifies you for the highest Kasasa Saver rate too. Simply do the following activities and transactions in your Kasasa Cash or Kasasa Cash Back account each monthly qualification cycle:

Kasasa Cash

  • Be enrolled and receive your monthly account statement electronically
  • At least 1 direct deposit or ACH payment
  • At least 25 debit card purchases

Kasasa Cash Back:

  • Be enrolled and receive your monthly account statement electronically
  • At least 1 direct deposit or ACH payment
  • At least 12 debit card purchases

Even if you don't meet your qualifications during the cycle, your Kasasa® accounts are still free. Plus, you'll still earn our base interest rate on Kasasa Saver. And you can get right back to earning your full rewards the very next month!

Legacy Money Market

Balance Interest Rate APY
$9,999.99 OR LESS 0.32% 0.32%
$10,000 - $49,999.99 0.47% 0.47%
$50,000 - $99,999.99 0.64% 0.64%
$100,000 - $149,999.99 0.72% 0.72%
$150,000 - $199,999.99 0.80% 0.80%
$200,000 - $499,999.99 0.96% 0.96%
$500,000 AND OVER 1.12% 1.13%

Money Market

Balance Interest Rate APY
$0 - $3,999.99 0.10% 0.10%
$4,000+ 0.17% 0.17%

Minimum to avoid Service Charge: $500.00.

NOW Checking

Interest Rate APY Compounded
0.10% 0.10% Monthly

Minimum to avoid service charge is $500.00.

Statement Savings

Interest Rate APY Compounded
0.10% 0.10% Daily

Initial minimum deposit required is $50.00