RatesCalculator

Earn really high interest, plus refunds on ATM withdrawal fees, nationwide* — completely free of monthly maintenance fees. All for just doing a few banking basics.

Details

It’s Easy to Earn Your Rewards

It's so easy to qualify, you're probably already doing it! Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash account during each Monthly Qualification Cycle:

  • At least 1 direct deposit or ACH payment
  • At least 12 debit card purchases 

That's it. Even if you don't meet your qualifications during the cycle, your Kasasa Cash account is still free. Plus, you'll still earn our base interest rate and you can get right back to earning your full rewards the very next month!

*Annual Percentage Yield.  APY is effective as of 05/24/2017. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings. Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. ATM-processed transactions and transfers between accounts do not count toward earning account rewards. “Monthly Qualification Cycle” means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle. 

Reward Information: When your Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, (1)Balances up to and including $25,000 receive APY of 2.25%; and balances over $25,000 earn 0.30% interest rate on the portion of balance over $25,000, resulting in a range from 0.69% to 2.25% APY depending on the account’s balance and (2) you will receive reimbursements up to $25 for nationwide internal and external ATM fees incurred during the Monthly Qualification Cycle in which you qualified   When Kasasa Cash qualifications are not met, all balances in the account earn 0.05% APY and ATM fees are not refunded. Interest and ATM fee reimbursements will be credited to your Kasasa Cash account on the last day of the current statement cycle. 

Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply.  $50 minimum deposit is required to open the account. Receipt of electronic statements via Online Banking, 12 debit card purchases post and settle, and at least one ACH (in or out of the account) are qualifications of this account. Limit one (1) account per individual taxpayer identification number.  There are no recurring monthly service charges or fees to open, maintain, or close this account. Contact one of our bank representatives for additional information, details, restrictions, processing limitations and enrollment instructions. Member FDIC.  Kasasa, Kasasa Cash, Kasasa Cash Back, and Kasasa Saver are trademarks of Kasasa, Ltd. Registered in the U.S.A.