Save money effortlessly. We’ll transfer your Kasasa® checking rewards to free Kasasa Saver® — where they’ll earn high interest.

  • Free account that builds your savings effortlessly
  • Links to free Kasasa Cash® or Kasasa Cash Back® checking
  • Automatic transfers of Kasasa Cash or Kasasa Cash Back earnings
  • 0.35% APY* on balances up to $50,000
  • 0.35% to 0.25% APY on balances over $50,000 depending on balance in account*
  • 0.05% APY* if qualifications are not met on Kasasa Cash or Kasasa Cash Back
  • No monthly service fee
  • No minimum balance to earn rewards
  • Free online banking
  • Free mobile banking with mobile deposit
  • $50 minimum deposit to open
  • eStatements, via Online Banking, required to open and maintain the account
  • Kasasa Cash or Kasasa Cash Back checking account required to open Kasasa Saver

It’s Easy to Earn Your Rewards

Qualifying for your Kasasa Cash or Kasasa Cash Back rewards automatically qualifies you for the highest Kasasa Saver rate, too. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle:

  • At least 1 direct deposit or ACH payment
  • At least 12 debit card purchases

That's it. Even if you don't meet your qualifications during the cycle, your Kasasa® accounts are still free. Plus, you'll still earn our base interest rate on Kasasa Saver and you can get right back to earning your full rewards the very next month!

*Qualification Information: Qualifications vary by account. Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts and debit card, purchases processed by merchants and received by our bank as ATM transactions, non-retail payment transaction and purchases made with debit cards not issued by our bank. “Monthly Qualification Cycle” means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle. Reward Information: Rewards vary by account. When your linked Kasasa Cash or Kasasa Cash Back account qualifications are met during a Monthly Qualification Cycle, your Kasasa Saver account balances up to $50,000 receive an Interest Rate of 0.35% and APY of 0.35%; and balances over $50,000 earn an Interest Rate of 0.20% and APY of 0.20% interest on the portion of balance over $50,000, resulting in a range from 0.35% to 0.25% APY depending on the account’s balance. Kasasa Cash: Balances up to $25,000 receive a non-compounding Interest Rate of 1.51% and APY of 1.50%; and balances over $25,000 earn 0.20% interest rate and 0.20% APY on the portion of balance over $25,000, resulting in a non-compounding range from 1.50% to 0.46% APY depending on the account’s balance. Kasasa Cash Back: 4% cash back on and up to a total of $200.00 debit card purchases that post and settle to the account during that cycle period. A maximum of $8.00 cash back may be earned per Monthly Qualification Cycle. When Kasasa Cash and Cash Back qualifications are not met, Kasasa Saver: All balances earn 0.05% APY.  Kasasa Cash Back: No cash back payments are made. When linked to the Kasasa Saver account, the interest earned within the Kasasa Cash account does not compound since it is automatically transferred to the Kasasa Saver account within one day. This automatic transfer may cause an overdraft to your Kasasa Cash account if the account’s balance is less than the transferred amount when transfer occurs. APY = Annual Percentage Yield. APYs accurate as of 05/20/2021. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings. Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. $50 minimum deposit is required to open the account. Receipt of electronic statements, 12 debit card purchases post and settle, and at least 1 ACH (in or out of the account) are qualifications of these accounts. Limit one (1) account per individual taxpayer identification number. There are no recurring monthly service charges or fees to open, maintain, or close this account. Contact one of our bank representatives for additional information, details, restrictions, processing limitations and enrollment instructions.  Member FDIC.  Kasasa, Kasasa Cash, Kasasa Cash Back, and Kasasa Saver are trademarks of Kasasa, Ltd. Registered in the U.S.A.