APY = Annual Percentage Yield. Rates effective as of {{ dynamic-date }}. Fees may reduce earnings.

Free Kasasa Cash* Learn More

Tier Interest Rate APY
0 - $50,000 5.84% 6.00%
$50,000+ 0.50% 6.00% to 2.33%
Qualifications not met 0.05% 0.05%

eStatements, via Online Banking, are required to open and maintain the account.

Qualifications

It's so easy to qualify, you're probably already doing it! Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash account during each Monthly Qualification Cycle:

  • At least 1 direct deposit or ACH payment
  • At least 25 debit card purchases

Even if you don't meet your qualifications during the cycle, your Kasasa Cash account is still free. Plus, you'll still earn our base interest rate. And you can get right back to earning your full rewards the very next month!

Free Kasasa Cash Back* Back to Top Learn More

Cash Back Rate Purchase Limit Max Reward
5.00% $200 $10/month

eStatements, via Online Banking, are required to open and maintain the account.

Qualifications

It's so easy to qualify, you're probably already doing it! Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash Back account during each Monthly Qualification Cycle:

  • At least 1 direct deposit or ACH payment
  • At least 12 debit card purchases

Even if you don't meet your qualifications during the cycle, your Kasasa Cash Back account is still free. Plus, you'll still earn our base interest rate. And you can get right back to earning your full rewards the very next month!

Free Kasasa Saver* Back to Top Learn More

Tier Interest Rate APY
All Amounts (no cap) 1.98% 2.00%
Qualifications not met 0.05% 0.05%

eStatements, via Online Banking, are required to open and maintain the account.

Qualifications

Qualifying for Kasasa Cash or Kasasa Cash Back® rewards automatically qualifies you for the highest Kasasa Saver rate too. Simply do the following activities and transactions in your Kasasa Cash or Kasasa Cash Back account each monthly qualification cycle:

Kasasa Cash

  • Be enrolled and receive your monthly account statement electronically
  • At least 1 direct deposit or ACH payment
  • At least 25 debit card purchases

Kasasa Cash Back:

  • Be enrolled and receive your monthly account statement electronically
  • At least 1 direct deposit or ACH payment
  • At least 12 debit card purchases

Even if you don't meet your qualifications during the cycle, your Kasasa® accounts are still free. Plus, you'll still earn our base interest rate on Kasasa Saver. And you can get right back to earning your full rewards the very next month!

Certificates of Deposit (CDs) ($10,000+) Back to Top Learn More

Term Interest Rate APY
3 Months 0.66% 0.66%
6 Months 2.40% 2.42%
6 Month Special 4.51% 4.59%
9 Months 2.94% 2.97%
9 Month Special 4.51% 4.59%
12 Months 3.47% 3.52%
12 Month Special 4.51% 4.59%
15 Months 3.47% 3.52%
15 Month Special 4.51% 4.59%
18 Months 3.47% 3.52%
19 Months 3.47% 3.52%
24 Months 2.07% 2.09%
30 Months 2.17% 2.19%
36 Months 2.17% 2.19%
42 Months 2.17% 2.19%
48 Months 2.37% 2.39%
60 Months 2.37% 2.40%

Interest compounds semi-annually; automatically renews.

$1,000.00 Minimum Opening Balance on all CDs.

IRA rates are the same as rates paid on CDs over $10,000.00.

Substantial Penalty for Early Withdrawal.

ACCOUNTS INSURED BY THE FDIC.

Notice to Consumers: Contact bank employees for more information.

Certificates of Deposit (CDs) ($0 - $9,999.99) Back to Top Learn More

Term Interest Rate APY
3 Months 0.31% 0.31%
6 Months 2.05% 2.07%
6 Month Special 4.17% 4.24%
9 Months 2.59% 2.62%
9 Month Special 4.17% 4.24%
12 Months 3.13% 3.17%
12 Month Special 4.17% 4.24%
15 Months 3.13% 3.17%
15 Month Special 4.17% 4.24%
18 Months 3.13% 3.17%
19 Months 3.13% 3.17%
24 Months 1.73% 1.74%
30 Months 1.83% 1.84%
36 Months 1.83% 1.84%
42 Months 1.83% 1.84%
48 Months 2.04% 2.04%
60 Months 2.04% 2.04%

Interest compounds semi-annually; automatically renews.

$1,000.00 Minimum Opening Balance on all CDs.

IRA rates are the same as rates paid on CDs over $10,000.00.

Substantial Penalty for Early Withdrawal.

ACCOUNTS INSURED BY THE FDIC.

Notice to Consumers: Contact bank employees for more information.

Statement Savings Back to Top Learn More

Interest Rate APY Compounded
0.10% 0.10% Daily

Initial minimum deposit required is $50.00

Club 50 Account Back to Top Learn More

Interest Rate APY Compounded
0.10% 0.10% Monthly

To qualify you must be 50 or over and have $5,000 in deposits. Initial minimum deposit required is $100.00

Legacy Money Market Back to Top Learn More

Balance Interest Rate APY
$9,999.99 OR LESS 0.32% 0.32%
$10,000 - $49,999.99 0.47% 0.47%
$50,000 - $99,999.99 0.64% 0.64%
$100,000 - $149,999.99 0.72% 0.72%
$150,000 - $199,999.99 0.80% 0.80%
$200,000 - $499,999.99 0.96% 0.96%
$500,000 AND OVER 1.12% 1.13%

Executive Money Market Back to Top Learn More

Balance Interest Rate APY
$9,999.99 OR LESS 0.32% 0.32%
$10,000 - $49,999.99 0.47% 0.47%
$50,000 - $99,999.99 0.64% 0.64%
$100,000 - $149,999.99 0.72% 0.72%
$150,000 - $199,999.99 0.80% 0.80%
$200,000 - $499,999.99 0.96% 0.96%
$500,000 AND OVER 1.12% 1.13%

Grandfathered Accounts Retail Rates

Applicable to individuals and consumers with accounts currently with Bank of Tescott before the transition to our new account base. These rates are not available for out-of-state and non-customer corporate requests.

Children Savings

Interest Rate APY Compounded
0.10% 0.10% Daily

Minimum to avoid service charge is $5.00.

NOW Checking Back to Top

Interest Rate APY Compounded
0.10% 0.10% Monthly

Minimum to avoid service charge is $500.00.

Money Market Back to Top Learn More

Balance Interest Rate APY
$0 - $3,999.99 0.10% 0.10%
$4,000+ 0.17% 0.17%

Minimum to avoid Service Charge: $500.00.

Rate information: Your interest rate and annual percentage yield may change.
Frequency of rate changes: We may change the interest rate on your account at any time.
Determination of rate: At our discretion, we may change the interest rate on your account.
Product offerings and features may differ among geographic locations, some restrictions may apply.